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Readers > Cole_M > Subprime
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Excerpts | Comments And Reviews | Author Info
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Subprime provides the reader with a behind-the-scenes glimpse into the highly charged and unscrupulous world of mortgage lending, the very instrument that precipitated the
economic meltdown.
Set against the backdrop of greedy investors who bilk credit-blemished borrowers, the book delves into a toxic mix of character traits portrayed by an uncle and his nephew. One is elderly, rich, inflexible and jaded while the other is young, poor, pliable, and naïve.
The conflict between the two manifests itself as the nephew struggles with a sense of morality while his uncle weaves a cancerous web of extortion and deceit. Once the nephew extricates himself from his uncle's grasp, he falls into an abyss of his own making as power, lust and ambition continue to cloud his vision.
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From A Review
Michael Cole's new book Subprime is an engrossing and easy read on the evolution and collapse of the subprime mortgage market. Through his vivid characters and genuine plot he explains how sometimes excessive greed and the desire for material success can overshadow the best of intentions and disrupt friendships, marriage and the entrepreneurial spirit...
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As senior vice president of a mortgage banking firm, my experience in the exciting and often disloyal world of subprime lending provided me with the impetus to write this book.
Although Subprime is a work of fiction, a number of incidents and events described in the book are loosely based on actual events. The characters in this novel are not that far removed from the people I dealt with.
Michael Cole
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